Weathering The Storm: How A Better Understanding Of Emergency Preparedness Can Improve Your Financial Situation

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Recent surveys have found that roughly four out of ten Americans are unprepared for financial emergencies due to a lack of savings or a high debt-to-savings ratio. If you feel insecure about your current financial status, you may wonder how you will deal with a financial emergency. While you are making plans to deal with emergencies, understanding the difference between a crisis, emergency, and disaster can give you a better idea of where you stand and what your next steps should be.…

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Should You Get A Personal Loan For A Home Business?

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If you are starting a home business, you are probably wondering what options are available to you for funding. While you may be able to apply for and get grants to support your business endeavors, grants for private business are few and far between and typically require extensive documentation. For this reason, many people look to loans as the source of immediate funding to get their business off the ground. There are basically two types of loans you can take advantage of for your home business: personal loans and business loans.…

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All That Glitters: Four Common Misconceptions About The Value Of Gold

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When you think of investing, your mind probably goes to stocks, government bonds, or buying shares in a start-up company. However, one of the oldest methods of investing, and surprisingly, one of the least understood methods, is buying gold. The basic idea behind investing in gold is buying the gold, or buying shares in mining gold, with the hope that it will gain value as time passes, like any asset. However, there are a few things that many people believe about gold that just aren’t true.…

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