When you are facing an emergency and need cash quickly, you probably think about payday lenders and pawn shops. While both offer quick money solutions, which one is better for you depends on your current situation. Whether you have items worth pawning, when you can repay the loan, and how quickly you need the cash all matter when deciding where to head for your quick loan. Do You Have Something Worth Pawning?…
Read More »The payday loan process allows consumers to get small loan amounts and quick cash options by using a checking account and proper identification. Along with the quick approval process, the loans often have a fee attached to them. While some states like New York and Connecticut ban payday loans, other states offer them freely and loans are even available online. The use of a payday loan, like one from EZ Money, is ideal for emergency situations and the following five family circumstances are some of the main reasons why these types of loans were set up in the first place.…
Read More »Early in 2015, the Consumer Financial Protection Bureau began putting together policies meant to regulate payday lenders throughout the United States. Currently, payday lenders are limited only by state rules regarding maximum interest rates for short term loans and are not federally regulated. Although the CFPB cannot lower the cap on interest rates, that can change the rules that qualify clients to become borrowers. While government intervention is meant to protect you as a borrower, there are some things you should be prepared for if you want to get a payday loan in the future.…
Read More »After winning a court case or agreeing on a settlement, many insurance companies and other parties could agree to a structured settlement. As a part of this settlement, you would receive monthly payments for a set amount of time. Instead of waiting for the money every month, there are ways to sell the settlement and receive a lump sum of cash. If you are considering a structured settlement payout with the help of a company like http://www.…
Read More »When you decide to separate from your spouse, your first thought may be that you need a good lawyer. Although this is true, after you call your lawyer, you will probably want to get in touch with a reliable, experienced financial advisor. If your split is amicable, you and your spouse may go to the same financial advisor in order to prepare you both for flourishing in the financial independence after the divorce.…
Read More »